A&F Life and Annuity Agency Privacy Policy?
Privacy Policy
Effective Date: May 22, 2025
Last Updated: May 22, 2025
A&F Life and Annuity Agency ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website and interact with our services.
1. Information We Collect
When you visit our website, fill out a form, request a quote, or contact us, we may collect the following types of personal information:
Full name
Phone number
Email address
Date of birth
Mailing address
Marital status
Financial information (income, assets, debts, etc. when relevant)
Health-related information (only if necessary for life insurance quotes)
We automatically collect certain technical data when you visit our site:
IP address
Device type
Browser type and version
Pages visited, time spent, and referring website
Cookies and tracking pixels
We collect and use your personal information to:
Contact you in response to your inquiries or quote requests
Provide life insurance and annuity information, recommendations, and services
Assist in preparing applications and submitting them to licensed insurance carriers
Improve our website’s functionality and user experience
Send newsletters, updates, or promotional messages (you can opt-out anytime)
Comply with legal obligations, industry regulations, and reporting requirements
We process your data only when we have a legal basis to do so, including your consent, performance of a contract, compliance with legal obligations, or our legitimate business interests.
We do
not sell, rent, or trade
your personal information. We only share it in the following situations:
With licensed insurance carriers and agents to facilitate your applications
With service providers (e.g., CRM platforms, email providers) under confidentiality agreements
With regulatory or law enforcement authorities when required by law
In connection with a business transfer or sale (you will be notified if this occurs)
We use cookies and similar technologies to:
Analyze traffic and usage patterns
Personalize your website experience
Retarget ads via platforms like Facebook, Google, or TikTok
Improve lead generation and conversion tracking
You can choose to disable cookies in your browser settings. Doing so may affect certain features of our website.
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. We implement industry-standard security measures to protect your data, including encryption, firewalls, secure servers, and limited access protocols.
However, no method of data transmission or storage is completely secure. By using our website, you acknowledge this risk.
Depending on your jurisdiction, you may have rights including:
Accessing the personal data we hold about you
Correcting or updating inaccurate information
Requesting deletion of your data (subject to legal obligations)
Opting out of marketing communications at any time
To exercise these rights, contact us at:
(833) 938-3030
We will respond to your request within a reasonable timeframe, typically within 30 days.
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these sites. We recommend reviewing their privacy policies separately.
Our services are not intended for anyone under the age of 18. We do not knowingly collect information from minors. If you believe we have inadvertently collected data from a child, please contact us immediately.
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with the new effective date. Continued use of our website after changes are made signifies your acceptance of the updated policy.
If you have questions or concerns about this Privacy Policy, or how your information is handled, please contact:
A&F Life and Annuity Agency
604 Jaffee Ave SE, Palm Bay, FL 32909
[email protected]
Local: (321) 419-1846
Toll Free: (833) 938-3030
Don't worry, we can help!