A&F Life and Annuity Agency Terms of Service
Effective Date: May 22, 2025
Welcome to the website of
A&F Life and Annuity Agency
(“Company”, “we”, “our”, or “us”). By accessing or using our website (the “Site”) or submitting your information through any form, you agree to comply with and be bound by these Terms of Service (the “Terms”). If you do not agree with these Terms, please do not use our website.
A&F Life and Annuity Agency offers educational content, resources, and professional services related to life insurance, annuities, and financial planning. We work with licensed insurance agents and carriers to help individuals and business owners understand and access suitable insurance products.
We do not provide legal or tax advice. You should consult with an attorney or tax advisor for personalized advice.
To use our services, you must be at least 18 years of age and legally capable of entering into contracts under applicable law.
All content, trademarks, logos, service marks, videos, forms, tools, and other materials available on this website are the property of A&F Life and Annuity Agency or its licensors. You agree to use the site for lawful purposes only and will not:
Reproduce, modify, distribute, or exploit any content without our prior written permission Interfere with or disrupt the website’s functionality Use bots, scrapers, or automated tools to extract data Submit false, misleading, or unauthorized information
When you provide your contact or personal information through forms, chats, or scheduling tools, you agree to provide accurate and truthful information. You authorize us to use your data as described in our Privacy Policy.
You also consent to receive communications from us, including phone calls, emails, and text messages related to your inquiry or services offered. You can opt out of these communications at any time.
By submitting your phone number, you agree to receive text messages from us for purposes such as appointment reminders, quotes, follow-ups, and promotional content.
Message frequency may vary
Message and data rates may apply
You can opt out at any time by replying STOP Reply HELP for assistance
We will not sell or share your phone number with third parties for marketing purposes. See our
Privacy Policy for details.
We make no guarantees regarding the approval, pricing, or availability of any insurance or annuity product.
All insurance products are subject to underwriting and carrier guidelines.
Website content is for general informational purposes only and should not be considered financial, tax, or legal advice.
To the fullest extent permitted by law, A&F Life and Annuity Agency is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or services. This includes any errors, delays, interruptions, data loss, or unauthorized access.
Our website may contain links to third-party websites. We are not responsible for their content, accuracy, or privacy practices. Accessing those sites is at your own risk.
We reserve the right to terminate or restrict your access to our website at our discretion, without notice, for any violation of these Terms.
We may update these Terms at any time. Changes will be posted with an updated effective date. Your continued use of the site signifies your agreement to the updated Terms.
These Terms are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these Terms will be resolved exclusively in the courts of Brevard County, Florida.
If you have questions about these Terms or any of our services, please contact us:
A&F Life and Annuity Agency
604 Jaffee Ave SE, Palm Bay, FL 32909
Local: (321) 419-1846
Toll Free: (833) 938-3030
Don't worry, we can help!